![]() Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Very account. Buy Now Pay Later availability is subject to your credit and account status.ĭo I still have to pay my minimum payment? The costs for delivery and installation services cannot be placed on Buy Now Pay Later. If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3. ![]() Any outstanding balance plus the interest will now become payable on your account.Īs the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your Very account. What happens after the delayed payment period? To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific Buy Now Pay Later you wish to pay off. How do I make a Buy Now Pay Later payment? Remember if you choose not to pay the cash price before the end of the delayed payment period, any outstanding balance plus a lump sum of compound interest will be charged to your credit account. Making partial payments without clearing the cash price in full will reduce the lump sum of compound interest charged at the end of the delayed payment period. You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. ![]() This means you will pay interest on interest. The interest will be added to your account as a lump sum at the end of the delayed payment period. Interest is calculated from date of order and compounded daily. The delayed payment period and minimum order values to qualify for Buy Now Pay Later are subject to offer, and will be detailed in checkout. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).īuy Now Pay Later for 6 months when you spend £ or more.īuy Now Pay Later for 9 months when you spend £ or more.īuy Now Pay Later for 12 months when you spend £ or more. To reflect the policies of the shipping companies we use, all weights will be rounded up to the next full pound.Buy Now Pay Later is an interest-bearing option available with Very Pay that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The weight of any such item can be found on its detail page. Please also note that the shipping rates for many items we sell are weight-based. Depending on the shipping provider you choose, shipping date estimates may appear on the shipping quotes page. When you place an order, we will estimate shipping and delivery dates for you based on the availability of your items and the shipping options you choose. Note that there are restrictions on some products, and some products cannot be shipped to international destinations. We can ship to virtually any address in the world. We'll notify you via e-mail of your refund once we've received and processed the returned item. If you need to return an item, simply login to your account, view the order using the "Complete Orders" link under the My Account menu and click the Return Item(s) button. This time period includes the transit time for us to receive your return from the shipper (5 to 10 business days), the time it takes us to process your return once we receive it (3 to 5 business days), and the time it takes your bank to process our refund request (5 to 10 business days). You should expect to receive your refund within four weeks of giving your package to the return shipper, however, in many cases you will receive a refund more quickly. We'll also pay the return shipping costs if the return is a result of our error (you received an incorrect or defective item, etc.). You may return most new, unopened items within 30 days of delivery for a full refund. ![]()
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